1. Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us when you:

  • Request insurance quotes through our platform
  • Fill out contact forms or subscribe to our newsletter
  • Create an account or profile
  • Communicate with us via email, phone, or chat
  • Participate in surveys or promotions

This information may include:

  • Name, email address, phone number
  • Mailing address and ZIP code
  • Date of birth and Social Security number (for insurance quotes)
  • Vehicle information (make, model, year, VIN)
  • Property information (address, type, value)
  • Employment and income information
  • Insurance history and coverage preferences

Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and usage:

  • IP address and geographic location
  • Browser type and version
  • Operating system and device information
  • Pages visited and time spent on our site
  • Referring website and search terms used
  • Cookies and similar tracking technologies

2. How We Use Your Information

We use the collected information for the following purposes:

Primary Services

  • Provide insurance quotes and comparisons
  • Connect you with licensed insurance agents and carriers
  • Process your requests and respond to inquiries
  • Maintain and improve our services

Communication

  • Send you requested information and quotes
  • Provide customer support and respond to questions
  • Send service-related notifications and updates
  • Deliver marketing communications (with your consent)

Analytics and Improvements

  • Analyze website usage and user behavior
  • Improve our website functionality and user experience
  • Develop new features and services
  • Conduct research and analytics

Legal and Security

  • Comply with legal obligations and regulations
  • Protect against fraud and security threats
  • Enforce our terms of service
  • Resolve disputes and legal issues

3. Information Sharing and Disclosure

Insurance Providers and Agents

We share your information with licensed insurance companies and agents to provide you with quotes and coverage options. This sharing is limited to information necessary to generate accurate quotes.

Service Providers

We may share information with third-party service providers who assist us in operating our business, including:

  • Technology and hosting providers
  • Analytics and marketing services
  • Customer support platforms
  • Payment processing services

Legal Requirements

We may disclose your information when required by law or to:

  • Comply with legal processes or government requests
  • Protect our rights, property, or safety
  • Prevent fraud or illegal activities
  • Enforce our terms of service

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience and analyze site usage. Types of cookies we use:

Essential Cookies

Required for basic website functionality, including security and accessibility features.

Analytics Cookies

Help us understand how visitors interact with our website through anonymous usage statistics.

Marketing Cookies

Used to deliver relevant advertisements and track marketing campaign effectiveness.

Managing Cookies

You can control cookies through your browser settings. However, disabling certain cookies may affect website functionality.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information:

  • SSL encryption for data transmission
  • Secure data storage and access controls
  • Regular security assessments and updates
  • Employee training on data protection
  • Incident response procedures

While we strive to protect your information, no internet transmission is 100% secure. We cannot guarantee absolute security of your data.

6. Your Rights and Choices

You have the following rights regarding your personal information:

Access and Correction

  • Request access to your personal information
  • Update or correct inaccurate information
  • Request deletion of your data (subject to legal requirements)

Marketing Communications

  • Opt-out of marketing emails via unsubscribe links
  • Control cookie preferences through browser settings
  • Request to stop phone and text marketing

California Privacy Rights (CCPA)

California residents have additional rights including the right to know what personal information is collected, the right to delete personal information, and the right to opt-out of the sale of personal information.

European Privacy Rights (GDPR)

EU residents have rights including data portability, the right to be forgotten, and the right to object to processing.

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware that we have collected information from a child under 18, we will take steps to delete such information.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of material changes by:

  • Posting the updated policy on our website
  • Sending email notifications to registered users
  • Displaying prominent notices on our website

Your continued use of our services after any changes constitutes your acceptance of the updated policy.

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

Email: privacy@localinsurance.website
Phone: 1-800-INSURANCE
Mail:
USA Local Insurance
Privacy Officer
123 Insurance Way, Suite 100
New York, NY 10001